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Speaking of video games, with California topping the list with 8 out of 10 worst cities for auto theft, it is a no-brainer as to the setting of the PlayStation game, Grand Theft Auto: San Andreas.

5. Eyesight Issues - If the driver is suffering from any kind of eye problem, they might incur higher insurance premiums as well. But, there are several choices insurance firms can offer you to lower your insurance fees. What you need to do is usually to talk about your issues and to proactively seek for discount rates.

Most insurers surcharge premiums if the commute to work exceeds 3 miles. Carpooling with a co-worker may result in a discount for low-mileage use.

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The proponents of compulsory automobile insurance are criticizing the officials of the insurance companies for selfishly seeking their own interests when they write and speak against compulsory insurance, and their utterances, whether true or false, dubbed "propaganda." It is probably a correct assumption that people in the insurance business know more about automobile insurance than do those outside the field. They have the right to be heard.

Another advantage of insuring your vehicle is to escape the hassle of compensating the accident victims. In case, you hurt someone with your car then you will require compensating that person. If your car is insured then the insurance company like Mercury auto insurance will compensate your car accident victim. If you hurt someone with an uninsured car then you should be ready to bear the compensation from your own pocket. If you think that you can drive safe then you are day dreaming. You may protect others but how can you protect yourself from others. By insuring your car, you can make sure that you get money to repair your car in case it is damaged in collision.

Q: There is a clause in my insurance policy that talks about something called auto deductible reimbursement. I have never heard of this before. Can you explain what this means? Thank you.